For Ontario homeowners with debt

See How Much You Could Save

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Credit cards, LOCs & personal loans

Combined balances to consolidate. Exclude your mortgage and vehicle loans.

Current monthly mortgage payment

Include payments on other mortgages or HELOCs on this home. Leave out tax and insurance.

Estimated home value

Mortgage balance owing

Include other mortgages or HELOC balances secured on this home.

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Your monthly payment comparison

Mortgage and listed debts combined into one estimated payment.

Estimated monthly payment relief$0

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Estimated payments now$0Mortgage + debt payments estimated at 3% of the listed balance

Estimated refinance payment$05.29% illustrative rate • 25 years

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New mortgage repayment periodStarts at 25 years. Longer periods depend on lender/product and can increase interest costs.

Years left to pay off your current mortgage

years

Optional context for Warren's review. Not needed for this payment estimate.

Estimate only, before penalties and fees. Debt payments are assumed at 3% of the balance; actual payments may differ. A lower monthly payment can extend repayment and increase total interest. Your home secures the consolidated debt. Qualification and lender limits apply. The 5.29% rate is illustrative, not an offer.

Illustration only. This is not a mortgage approval or commitment to lend.
Warren Gibbon • Mortgage Broker

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